Kemper is a large insurance provider that offers auto, home, life and health coverage. It also has a variety of discounts available to policyholders.
Kemper offers car insurance through two different programs. The “Kemper Personal” policy is designed for regular drivers, while the “Kemper Auto” program is geared towards high-risk drivers.
Phone number
Kemper auto insurance is an insurance provider based in Chicago, Illinois. It offers coverage in all 50 states and Washington, D.C.
Rates and coverage vary widely from company to company, depending on your location, driving record and credit score. Other factors include whether you want comprehensive or collision coverage, how many vehicles you insure and any discounts you qualify for.
In addition, you can get a discount for having multiple policies with the same company. These discounts can make Kemper car insurance more affordable, even if you are a high-risk driver.
Kemper auto insurance also offers a good student discount for students who maintain good grades. Its mobile app allows you to upload photos of damage to your car after an accident and speed up the claims process. It also has a general auto insurance policy management app that lets you access ID cards, make payments and find agency contact information. It’s one of the few car insurance companies to offer this type of service.
Specialty insurance
Kemper offers a wide range of auto insurance and specialty coverage. It offers basic coverage options such as bodily injury liability and property damage liability, as well as supplemental coverage options like car seat replacement and pet protection.
Besides car insurance, it also offers homeowners and life insurance. Homeowners insurance protects your home and its contents from damage caused by events like fire, water, wind and theft.
It also helps cover the additional living expenses you would face if you can’t stay in your home while it’s being repaired or replaced after a covered loss.
Kemper also offers auto and homeowners discounts that may help policyholders save money on their premiums. These include savings for being a member of the military, taking driver safety classes and getting a quote before your prior policy ends.
Locations
Kemper offers coverage in a variety of states. Its coverage includes bodily injury and property damage liability, collision, SR-22 assistance, new car replacement, gap insurance and enhanced coverage options.
In addition, it offers discounts for being a good student, completing a defensive driving course and owning multiple vehicles. Policyholders can also save by bundling their auto insurance with homeowners or renters insurance policies.
As is the case with many insurance companies, prices and coverages vary based on the individual. This can vary by age, location, driving history and credit history.
Customers who are deemed high-risk, such as young drivers or those with a history of violations, may have to pay higher rates for their insurance. Kemper also charges more for a policy with add-ons like uninsured and underinsured motorist coverage.
Payment
Kemper auto insurance offers a number of payment options to its policyholders. They include the Kemper login and phone number, as well as a variety of online payment methods.
For instance, policyholders can pay their bills online using a secure payment service like doxo. doxo also makes it easy for customers to track their accounts and make recurring payments, all in one place.
As a high-risk car insurer, Kemper has many coverages that may not be available through other companies. Some of them include a blanket property limit, which allows you to combine different types of damage to one larger limit that can be paid out in the event of an accident.
The company also has a number of other benefits for its customers. For example, a roadside assistance policy covers 24/7 towing, jump start, fuel delivery and lockout services, enabling Kemper customers to get their vehicles back on the road in no time. This can be a great option for those who live in a remote area or a place that is difficult to reach.
